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  • Commercial Real Estate

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    If your business has outgrown its current building or you've found a better location, come to us.

    • Low down payment
    • Local decision making
    • Pre-approval available
    Summary
    • Local decision making
    • Pre-approval available
    • Personal service
    • Flexible terms

  • Agricultural Loans

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    For years, FirstLockhart has been there to help local farmers and ranchers with financing.

    • Flexible terms
    • Local decision making
    • Personal service
    Summary
    • Low interest rates
    • Flexible terms
    • Knowledgeable advisors
    • Local decision making
    • Personal service

  • Commercial Loans

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    Every business needs a helping hand once in a while. We can make sure you get a good deal.

    • Affordable payments
    • Multiple financing options
    • Quick approvals
    Summary
    • Affordable payments
    • Multiple financing options available
    • Local decision making
    • Easy to apply

  • Interim Financing

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    If you're in the construction business or building or upgrading your offices, we can get you started.

    • Short-term financing
    • Quick approval
    • Local decision making
    Summary
    • Short-term financing
    • Affordable rates
    • Quick approval
    • Local decision making
    • Residential or commercial options

  • Lines of Credit

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    You only have to apply once for a pre-approved amount that you can use whenever you need it.

    • Easy to access funds
    • Pay for what you use
    • No need to reapply
    Summary
    • Competitive rates
    • Flexible terms
    • Easy to access funds
    • Pay for only what you use