FirstStar Secure Checking - First Lockhart National Bank
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Online Banking

Online Banking Type

FirstStar Secure Checking

IDProtect®-Identity Theft Monitoring and Resolution Service

Help better protect yourself, your family and your joint account owners with our identity theft monitoring and resolution servicethat includes credit file monitoring2 , 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.  (Registration/Activation Required)

Cell Phone Protection3

Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and aboard. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using eligible account)


  • Unlimited Personal Check Writing and Debit Card Activity
  • OOPS! Overdraft Privilege Available
  • Free Debit Card
  • Free Notary Service
  • $6.00 Monthly Maintenance Fee
  • Minimum $50 Deposit to Open
  • FDIC Insured (Up to Current Limits)
  • Free Mobile Banking
  • Free-eStatements
  • Free Online Banking with Bill Pay
  • Direct Deposit Available
  • Unlimited Check Writing
  • Paper Statements Provided for a $2.50 Per Month Fee
  • Unlimited Debit Card Activity
  • IDProtect® – Identity Theft Protection Service1
  • Cellular Telephone Protection2

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered).   Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

3 Special Insurance Program Notes: The descriptions herein are summaries only.  They do not include all terms, conditions and exclusions of the policies described.  Please refer to the actual policies for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage.  Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

Call us at 877.398.3416 for details.