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First Lockhart National Bank

Personal Online Banking Login

Phone: 512-398-3416 | Routing Number (ABA) 114903213

Debit & Credit Card

Visa Debit Card Details

  • Accepted worldwide
  • Use it just like a credit card
  • Shop anywhere, even online
  • More secure than cash
  • Get cash from any ATM*

*Certain fees may apply when using ATM locations not owned by First-Lockhart.

IMPORTANT Pay-At-The-Pump Information

Due to increased debit card fraud at pay-at-the-pump for fuel we will now require pay-at-the-pump transactions to be PIN based. You will no longer be able to press Credit and complete the transaction(you will be able to use the credit option by going inside the store). Please use the Debit Card option and enter your PIN just like when withdrawing cash at an ATM. This change will take effect on November 19, 2018. This will only affect pay-at-the-pump transactions. If you have any question please contact Client Services at 877-398-3416.

My Rewards Plus

My Rewards Plus

Earn rewards for everyday purchases! My Rewards Plus is a simple, easy to use program that earns you points each time you use your debit card. Wherever you shop and on everything you buy - you will earn points for money spent. The more you shop, the more your earn. 

Earn 1 point for every $4.00 spent on credit transactions. Earn 1 point for every $4.00 spent on debit signatures and PIN transactions. 


You are automatically enrolled in the My Rewards Plus program if you have a First-Lockhart debit card. Click below to register and manage your points. 


*When registering, you are required to enter last six digits of account number- enter last 6 digits of DEBIT card, do NOT enter checking account number.


Digital Wallet

Pay with your First Lockhart Debit Card right from your phone!

Google Pay/Apple Pay

Verified By Visa

New protection when you shop online. First-Lockhart is committed to making online shopping safe for our customers. That is why we're pleased to offer Verified By Visa, a safe and secure way to add additional protection to your online shopping experience when you use your Visa Check Card. It is convenient, easy to activate, and the service is entirely free.

Key Features of Verified by Visa include:

  • a personalized password that you choose, so you're the only one who can make purchases with your Visa Check Card.
  • access to special offers and discounts from hundreds of participating online merchants.
  • no additional fees for Verified by Visa protection and it's a free service designed to protect you from fraud.

Please note: Once you enter the Verified by Visa site, you will be asked to enter your Visa credit or check card number. From there, you will be taken to the appropriate registration site for your card type.

FirstLockhart ATM card

  • PIN required
  • Get cash from any ATM
  • Use FirstLockhart ATMs free

ATM Locations

FirstLockhart has 6 ATM locations that are FREE for our customers.

  • ATM (Inside Main Lockhart Lobby), 111 S. Main St, Lockhart, TX 78644
  • ATM (24/7), 207 W. San Antonio St., Lockhart, TX 78644
  • ATM (24/7), 1816 S. Colorado St., Lockhart, TX 78644
  • ATM (24/7), 319 W. Slaughter Lane, Austin, TX 78748
  • ATM (24/7), 800 W. FM 150, Kyle, TX 78640
  • ATM (24/7), 2507 Hunter Road, San Marcos, TX 78666

*Certain fees may apply when using ATM locations not owned by FirstLockhart.


With the First-Lockhart Card, you get a credit card that's accepted all over the world, travel benefits, and more. Plus you get the personal service First-Lockhart is known for. Take advantage of a low interest rate and no annual fee -- get your First-Lockhart Card today!

  • No annual fee for non-mileage card
  • Generous credit lines
  • Gold & Platinum available
  • Free Flex Miles points for every dollar spent
  • 1,000 bonus miles just for opening your account
  • No blackout dates or seat restrictions
  • Pre-trip assistance
  • Emergency ticket replacement
  • Online account access
  • 24-hour card member services

SecurLOCK Equip - Debit Card Controls

  • Prevent fraud if your card is lost or stolen by turning your card off from your phone.
  • Control spending by setting limits on withdrawals or transactions.
  • Customize spending ability of online, mobile or in-store purchases.
  • Set alert notifications for each time a transaction is made.
  • Block international or out-of-area transactions.
Download our mobile banking app on Google Play Download our mobile banking app on the App Store

Report a lost or stolen Card

VISA® Debit Card

Call us immediately at 1-888-263-3370.

Mastercard® Credit Card

Call 1-800-367-7576.

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