Skip to main content
First Lockhart National Bank

Personal Online Banking Login

Phone: 512-398-3416 | Routing Number (ABA) 114903213

Compare Checking Accounts




Platinum Checking


Gold Cash Back Checking


First Star Basic

Best For You if:Maintain Higher BalancesHigh Debit Card UseBasic Simple Checking Account
Minimum Opening Deposit$50.00$50.00$50.00
Monthly Maintenance FeeNoNoNo
Interest BearingYesNoNo
Minimum Balance RequiredNoNoNo
 Rewards2.00% APY* on balances up to $100,000 2.00% to 0.25% APY on balances over $100,000 depending on balance in account.* 0.05% APY* if qualifications are not met.5.00% cash back on debit card purchases*
Cash back earned up to $15 in purchases monthly Earn up to $180 cash back per year:
Not applicable; No rewards
Online Banking & Bill PayYesYesYes
Visa Debit CardYesYesYes
Free ATM’s Yes
Refunds on ATM withdrawal fees nationwide(up to $24 monthly on ANY ATM, nationwide)*
Refunds on ATM withdrawal fees nationwide(up to $24 monthly)*
Free First Lockhart ATM’s.
Build Savings Automatically Free Platinum SavingsFree Platinum SavingsNot applicable
Overdraft Privilege Program Available YesYesYes
Direct Deposit AvailableYesYesYes
eStatement Required YesYesYes – Paper statements available for $2.50 per month
Checks YesYesYes – Ten free paper checks per month; $0.50 Per Paper Check Above 10 per month
FDIC InsuredYes (up to current limits)Yes (up to current limits)Yes (up to current limits)
Required Qualifications Qualification InformationQualification InformationNot Applicable

How Can We Help?

* Indicates Required