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First Lockhart National Bank

Personal Online Banking Login

Phone: 512-398-3416 | Routing Number (ABA) 114903213

Student Banking

NextGen Checking Account


NextGen Checking Account keeps it simple with no monthly fees.  If you are 11-17 years old, you can start building your financial future with First-Lockhart National Bank!  Don't worry parents, we have some features that will help you keep an eye on your child's spending and savings.  Kids get independence, while parents get peace of mind with alerts, spending limits and more with SecurLOCK.  NextGen has no monthly service fees or balance requirements.


We will also match your child's initial deposit to open the account up to $50!



  • Only $15 Deposit to Open
  • We will match the initial deposit up to $50
  • Free Visa ®debit card
  • Free Account, No Monthly Service Fees
  • Free Online and Mobile Banking
  • Free Statements
  • No Minimum Balance
  • Unlimited Debit Card Activity
  • FDIC Insured (up to current limits)

Debit Card Options

We have many options available for picking the debit card that fits your personality!


Next Gen Debit Card Images


Don't see a card you like?  We have several other design options available.



Financial Education and Games


Financial literacy helps to build a strong foundation for healthy financial habits in the future. Setting goals, budgeting, saving, spending, borrowing, using credit — these are just a few types of knowledge, skills and behaviors young people need to manage their resources effectively.


      Financial Game Link  Finance Game

How Can We Help?

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