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First Lockhart National Bank

Personal Online Banking Login

Phone: 512-398-3416 | Routing Number (ABA) 114903213

Reg E Opt In

Opt In/Out Disclosure

We can cover your overdrafts in two different ways:

  • We have standard overdraft practices that come with your account.
  • We offer overdraft protection plans, such as a link to a savings account or to an overdraft line of credit, which may be less expensive than our standard practices. To learn more, ask us about these plans.

Personal Information

* Indicates Required

Opt In Choice

  • I want First Lockhart to authorize and pay overdrafts on my ATM and everyday debit card transactions*


  • I confirm that I have read and understand the disclosure regarding my right to opt in or opt out of the financial institution paying my ATM or one time debit card transactions. I also agree to receive my confirmation of my opt in or opt out electronically.*

I understand that I have an ongoing right to change this consent at any time.

Alternative Ways to Opt In/Out

By Phone

Our customer service representatives are standing by if you prefer to Opt In/Out by phone. Call: 877-398-3416

By Mail

If you prefer to Opt In/Out by mail, please print this form and send it to:

First-Lockhart National Bank
P.O. Box 600
Lockhart, Texas 78644

In Person

Sometimes it's easier to talk about things in person. Please visit our lobby and ask a new accounts representative to help you decide which plan is best for you.