FirstStar Rewards Savings - First Lockhart National Bank
Skip to main content

Online Banking

FirstStar Rewards Savings

Every time you qualify for cash rewards in your FirstStar Rewards Checking account, that money is automatically transferred into your FirstStar Rewards Savings account where it earns between 0.05% and 1.05% APY*.


  • Links to free FirstStar Rewards Checking account
  • Automatic transfers of FirstStar Rewards Checking earnings
  • 1.05% APY* on balances up to $50,000
  • 0.50% APY* on portion of the balance above $50,000
  • 0.05% APY* if qualifications are not met on FirstStar Rewards Checking
  • Six withdrawals per quarter
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking
  • TeleStar Phone Banking
  • FDIC insured (up to current limits)
  • Free e-Statements
  • $50 minimum deposit to open


Qualifying for your FirstStar Rewards Checking rewards automatically qualifies you for the highest FirstStar Rewards Savings rates. To earn your rewards just do the following transactions and activities in your FirstStar Rewards Checking account during each Monthly Qualification Cycle:
  • Have 10 debit card purchases (not ATM transactions) post and clear the account
  • Have at least 1 recurring direct deposit or ACH auto debit post and clear the account
  • Enroll and receive free paperless eStatements
That's it. Even if you don't meet these qualifications during the cycle, your FirstStar Rewards accounts are still free. Plus, you still earn our base interest rate on FirstStar Rewards Savings -- and you can get right back to earning your full rewards the very next qualification cycle.
Piggy Bank